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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,666 | $65,367+90.7% | $92,915+34.2% | $72,976+70.8% |
| Participation rate | 70.8% | 68.3%+2.5pp | 76.0%-5.2pp | 69.5%+1.3pp |
| Annual return | 1.99% | 42.11%-40.1pp | 109.45%-107.5pp | 81.02%-79.0pp |
| Employer contribution / active EE | $12,478 | $2,594+381.1% | $3,653+241.5% | $2,440+411.4% |
| Participant deferral / active EE | $1,469 | $3,128-53.0% | $4,238-65.3% | $3,608-59.3% |
| Admin fee / account holder | $8,699 | $4,251+104.6% | $5,796+50.1% | $5,124+69.8% |