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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,143 | $157,304+35.5% | $141,197+51.0% | $152,909+39.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.96% | 64.34%-42.4pp | 71.41%-49.4pp | 345.46%-323.5pp |
| Employer contribution / active EE | $4,306 | $5,263-18.2% | $4,736-9.1% | $4,764-9.6% |
| Participant deferral / active EE | $3,125 | $7,111-56.1% | $6,710-53.4% | $5,851-46.6% |
| Admin fee / account holder | $1,613 | $12,126-86.7% | $10,265-84.3% | $11,601-86.1% |