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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,905 | $105,200+149.0% | $159,474+64.2% | $85,847+205.1% |
| Participation rate | 85.2% | 75.8%+9.4pp | 82.8%+2.4pp | 69.3%+15.9pp |
| Annual return | 12.60% | 45.08%-32.5pp | 263.68%-251.1pp | 318.61%-306.0pp |
| Employer contribution / active EE | $5,180 | $3,319+56.1% | $4,831+7.2% | $2,565+101.9% |
| Participant deferral / active EE | $14,380 | $5,946+141.9% | $7,353+95.6% | $3,952+263.9% |
| Admin fee / account holder | $18,000 | $6,934+159.6% | $10,802+66.6% | $6,261+187.5% |