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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,292 | $118,708-49.2% | $98,920-39.0% | $158,982-62.1% |
| Participation rate | 95.0% | 77.8%+17.2pp | 76.0%+19.0pp | 82.0%+13.0pp |
| Annual return | 13.15% | 372.49%-359.3pp | 196.47%-183.3pp | 302.99%-289.8pp |
| Employer contribution / active EE | $2,500 | $3,334-25.0% | $2,689-7.0% | $4,763-47.5% |
| Participant deferral / active EE | $2,132 | $5,089-58.1% | $4,245-49.8% | $5,983-64.4% |
| Admin fee / account holder | $480 | $10,134-95.3% | $6,643-92.8% | $11,252-95.7% |