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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,082 | $165,399-33.4% | $149,745-26.5% | $158,982-30.8% |
| Participation rate | 92.9% | 84.6%+8.3pp | 82.5%+10.4pp | 82.0%+10.9pp |
| Annual return | 3.46% | 348.34%-344.9pp | 276.72%-273.3pp | 302.99%-299.5pp |
| Employer contribution / active EE | $5,472 | $5,105+7.2% | $4,646+17.8% | $4,763+14.9% |
| Participant deferral / active EE | $9,452 | $7,183+31.6% | $6,843+38.1% | $5,983+58.0% |
| Admin fee / account holder | $32,136 | $10,811+197.3% | $9,312+245.1% | $11,252+185.6% |