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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,236 | $118,877-76.2% | $96,570-70.8% | $167,536-83.1% |
| Participation rate | 54.5% | 75.5%-20.9pp | 69.8%-15.3pp | 82.1%-27.6pp |
| Annual return | 14.08% | 50.50%-36.4pp | 37.79%-23.7pp | 478.82%-464.7pp |
| Employer contribution / active EE | $0 | $3,121-100.0% | $2,357-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $3,617 | $4,617-21.6% | $3,849-6.0% | $6,342-43.0% |
| Admin fee / account holder | $292 | $8,069-96.4% | $6,182-95.3% | $12,315-97.6% |