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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $596,487 | $133,998+345.1% | $112,263+431.3% | $134,545+343.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -31.71% | 47.17%-78.9pp | 27.49%-59.2pp | 418.37%-450.1pp |
| Employer contribution / active EE | $2,208 | $4,040-45.4% | $3,636-39.3% | $4,742-53.4% |
| Participant deferral / active EE | $12,120 | $5,292+129.0% | $4,729+156.3% | $6,401+89.3% |
| Admin fee / account holder | $0 | $7,493-100.0% | $6,410-100.0% | $11,431-100.0% |