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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,669 | $180,459-93.0% | $154,108-91.8% | $135,380-90.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -15.75% | 888.21%-904.0pp | 735.21%-751.0pp | 519.81%-535.6pp |
| Employer contribution / active EE | $8,357 | $6,035+38.5% | $5,298+57.8% | $4,779+74.9% |
| Participant deferral / active EE | $3,577 | $5,806-38.4% | $5,081-29.6% | $5,609-36.2% |
| Admin fee / account holder | $405 | $16,145-97.5% | $13,411-97.0% | $10,828-96.3% |