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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,685 | $138,076+251.0% | $123,553+292.3% | $135,380+258.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -0.50% | 153.70%-154.2pp | 119.21%-119.7pp | 519.81%-520.3pp |
| Employer contribution / active EE | $24,666 | $5,152+378.8% | $4,628+433.0% | $4,779+416.1% |
| Participant deferral / active EE | $6,579 | $6,800-3.2% | $6,426+2.4% | $5,609+17.3% |
| Admin fee / account holder | $75,243 | $10,917+589.2% | $9,284+710.4% | $10,828+594.9% |