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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,939 | $131,835+22.8% | $108,582+49.1% | $273,972-40.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 2.29% | -91.57%+93.9pp | -51.70%+54.0pp | 41.46%-39.2pp |
| Employer contribution / active EE | $10,180 | $4,913+107.2% | $3,758+170.9% | $4,869+109.1% |
| Participant deferral / active EE | $3,667 | $5,127-28.5% | $4,311-14.9% | $5,287-30.6% |
| Admin fee / account holder | $1,573 | $10,253-84.7% | $7,645-79.4% | $10,133-84.5% |