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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,787 | $100,938-88.3% | $90,461-87.0% | $158,982-92.6% |
| Participation rate | 95.0% | 75.0%+20.0pp | 72.7%+22.3pp | 82.0%+13.0pp |
| Annual return | 11.55% | 1727.20%-1715.7pp | 1294.76%-1283.2pp | 302.99%-291.4pp |
| Employer contribution / active EE | $1,245 | $3,691-66.3% | $3,264-61.9% | $4,763-73.9% |
| Participant deferral / active EE | $1,556 | $4,350-64.2% | $3,964-60.8% | $5,983-74.0% |
| Admin fee / account holder | $4,627 | $6,510-28.9% | $5,617-17.6% | $11,252-58.9% |