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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,248 | $198,457-55.5% | $170,435-48.2% | $147,586-40.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.26% | 257.30%-241.0pp | 205.94%-189.7pp | 578.59%-562.3pp |
| Employer contribution / active EE | $10,821 | $6,183+75.0% | $5,432+99.2% | $4,876+121.9% |
| Participant deferral / active EE | $12,518 | $5,629+122.4% | $4,939+153.4% | $5,439+130.2% |
| Admin fee / account holder | $556 | $16,852-96.7% | $13,881-96.0% | $10,886-94.9% |