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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,253 | $172,111+52.4% | $150,298+74.5% | $137,256+91.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | -3.02% | 69.37%-72.4pp | 62.79%-65.8pp | 220.34%-223.4pp |
| Employer contribution / active EE | $21,683 | $4,636+367.7% | $4,154+422.0% | $4,156+421.7% |
| Participant deferral / active EE | $21,366 | $6,166+246.5% | $5,453+291.8% | $6,407+233.5% |
| Admin fee / account holder | $2,407 | $16,471-85.4% | $14,116-82.9% | $12,270-80.4% |