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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,268 | $175,259-26.8% | $149,723-14.3% | $139,487-8.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.15% | 166.82%-162.7pp | 134.50%-130.3pp | 373.84%-369.7pp |
| Employer contribution / active EE | $66,000 | $5,478+1104.7% | $4,821+1268.9% | $4,755+1288.1% |
| Participant deferral / active EE | $0 | $6,522-100.0% | $5,682-100.0% | $6,713-100.0% |
| Admin fee / account holder | $42,992 | $16,158+166.1% | $13,215+225.3% | $11,407+276.9% |