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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,253 | $64,324+34.1% | $118,914-27.5% | $79,856+8.0% |
| Participation rate | 79.1% | 64.9%+14.2pp | 75.4%+3.7pp | 69.6%+9.4pp |
| Annual return | 15.03% | 86.45%-71.4pp | 35.89%-20.9pp | 31.71%-16.7pp |
| Employer contribution / active EE | $972 | $1,836-47.1% | $3,264-70.2% | $2,471-60.7% |
| Participant deferral / active EE | $2,020 | $2,824-28.5% | $4,266-52.7% | $3,741-46.0% |
| Admin fee / account holder | $1,288 | $4,040-68.1% | $6,582-80.4% | $5,306-75.7% |