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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,149 | $115,814+27.1% | $101,275+45.3% | $158,982-7.4% |
| Participation rate | 78.9% | 79.4%-0.4pp | 75.8%+3.1pp | 82.0%-3.0pp |
| Annual return | 5.96% | 56.16%-50.2pp | 46.48%-40.5pp | 302.99%-297.0pp |
| Employer contribution / active EE | $8,933 | $4,176+113.9% | $3,660+144.1% | $4,763+87.6% |
| Participant deferral / active EE | $8,629 | $4,958+74.0% | $4,371+97.4% | $5,983+44.2% |
| Admin fee / account holder | $48,893 | $7,249+574.5% | $5,948+722.0% | $11,252+334.5% |