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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,372 | $176,105-66.3% | $159,474-62.8% | $167,536-64.6% |
| Participation rate | 47.1% | 85.0%-37.9pp | 82.8%-35.8pp | 82.1%-35.1pp |
| Annual return | 18.13% | 331.91%-313.8pp | 263.68%-245.5pp | 478.82%-460.7pp |
| Employer contribution / active EE | $1,354 | $5,299-74.4% | $4,831-72.0% | $4,839-72.0% |
| Participant deferral / active EE | $5,518 | $7,751-28.8% | $7,353-25.0% | $6,342-13.0% |
| Admin fee / account holder | $3,289 | $12,559-73.8% | $10,802-69.6% | $12,315-73.3% |