See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,273 |
SAGEPOINT FINANCIAL INC1+ years Service code 61 2800 N CENTRAL AVE STE 2100 · PHOENIX, AZ 85004 | Finders' fees / placement fees | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,982 | $57,108-54.5% | $94,224-72.4% | $52,331-50.3% |
| Participation rate | 93.8% | 72.9%+20.9pp | 78.8%+15.0pp | 68.1%+25.7pp |
| Annual return | -1.50% | 1.47%-3.0pp | 10.68%-12.2pp | 4.54%-6.0pp |
| Employer contribution / active EE | $0 | $1,735-100.0% | $3,587-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $2,637 | $3,040-13.2% | $4,320-39.0% | $3,022-12.7% |
| Admin fee / account holder | $20 | $546-96.4% | $6,269-99.7% | $592-96.7% |