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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,778 | $77,817-7.8% | $123,553-41.9% | $64,173+11.9% |
| Participation rate | 98.3% | 74.7%+23.6pp | 82.3%+16.0pp | 69.6%+28.7pp |
| Annual return | -6.61% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $7,149 | $3,014+137.2% | $4,628+54.5% | $2,381+200.3% |
| Participant deferral / active EE | $7,381 | $5,240+40.8% | $6,426+14.9% | $3,470+112.7% |
| Admin fee / account holder | $957 | $5,519-82.7% | $9,284-89.7% | $4,887-80.4% |