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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,690 | $121,656-91.2% | $104,614-89.8% | $158,950-93.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 19.23% | 465.51%-446.3pp | 340.56%-321.3pp | 302.91%-283.7pp |
| Employer contribution / active EE | $470 | $3,164-85.1% | $2,681-82.5% | $4,762-90.1% |
| Participant deferral / active EE | $765 | $4,177-81.7% | $3,739-79.6% | $5,983-87.2% |
| Admin fee / account holder | $6,961 | $7,775-10.5% | $6,464+7.7% | $11,248-38.1% |