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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,657 | $177,353-77.1% | $158,226-74.3% | $198,609-79.5% |
| Participation rate | 83.3% | 77.0%+6.3pp | 74.8%+8.5pp | 82.4%+1.0pp |
| Annual return | 15.72% | 599.50%-583.8pp | 501.41%-485.7pp | 202.70%-187.0pp |
| Employer contribution / active EE | $1,016 | $3,239-68.6% | $2,986-66.0% | $5,055-79.9% |
| Participant deferral / active EE | $1,949 | $4,615-57.8% | $4,317-54.8% | $6,977-72.1% |
| Admin fee / account holder | $2,561 | $10,960-76.6% | $10,217-74.9% | $19,030-86.5% |