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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,657 | $101,618-60.0% | $93,063-56.3% | $137,256-70.4% |
| Participation rate | 83.3% | 74.9%+8.4pp | 72.1%+11.2pp | 80.0%+3.4pp |
| Annual return | 15.72% | 223.95%-208.2pp | 34.15%-18.4pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,016 | $2,707-62.5% | $2,476-59.0% | $4,156-75.6% |
| Participant deferral / active EE | $1,949 | $4,279-54.4% | $3,958-50.7% | $6,407-69.6% |
| Admin fee / account holder | $2,561 | $6,198-58.7% | $6,033-57.5% | $12,270-79.1% |