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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,010 | $86,701+191.8% | $73,309+245.1% | $125,389+101.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -7.36% | 2.78%-10.1pp | 5.67%-13.0pp | 282.24%-289.6pp |
| Employer contribution / active EE | $4,149 | $4,152-0.1% | $3,237+28.2% | $4,866-14.7% |
| Participant deferral / active EE | $6,721 | $5,549+21.1% | $4,991+34.7% | $5,352+25.6% |
| Admin fee / account holder | $11,307 | $7,768+45.6% | $5,635+100.7% | $9,541+18.5% |