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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,184 | $58,600+2.7% | $83,327-27.8% | $64,173-6.2% |
| Participation rate | 98.7% | 72.0%+26.7pp | 77.8%+21.0pp | 69.6%+29.2pp |
| Annual return | -3.32% | 9.66%-13.0pp | 10.64%-14.0pp | 7.63%-11.0pp |
| Employer contribution / active EE | $1,181 | $2,098-43.7% | $3,379-65.0% | $2,381-50.4% |
| Participant deferral / active EE | $6,961 | $4,656+49.5% | $5,565+25.1% | $3,470+100.6% |
| Admin fee / account holder | $2,021 | $9,282-78.2% | $7,540-73.2% | $4,887-58.6% |