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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,825 | $136,860-24.9% | $120,344-14.6% | $154,746-33.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 14.58% | 21.38%-6.8pp | 20.30%-5.7pp | 172.34%-157.8pp |
| Employer contribution / active EE | $6,939 | $3,533+96.4% | $3,020+129.8% | $4,379+58.5% |
| Participant deferral / active EE | $4,800 | $5,793-17.2% | $5,135-6.5% | $6,730-28.7% |
| Admin fee / account holder | $6,232 | $15,393-59.5% | $12,742-51.1% | $14,365-56.6% |