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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,825 | $124,425-17.4% | $112,040-8.2% | $137,256-25.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.58% | 24.72%-10.1pp | 24.52%-9.9pp | 220.34%-205.8pp |
| Employer contribution / active EE | $6,939 | $3,411+103.4% | $2,954+134.9% | $4,156+67.0% |
| Participant deferral / active EE | $4,800 | $5,718-16.1% | $5,098-5.8% | $6,407-25.1% |
| Admin fee / account holder | $6,232 | $15,207-59.0% | $12,098-48.5% | $12,270-49.2% |