Retirement plan

AG RX EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN

Name: AG RX - AG RX EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN (2023) Form 5500
Creator: AG RX
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AG RX EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN, AG RX

AG RXEIN 77-0329972Plan #001PY 2023

751 S ROSE AVE - OXNARD, CA 930305146805-487-0696

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$16.5M

+17.8% from 2022

Total participants

174

-1.1% from 2022

Average account balance

$94,969

+17.8% from 2022

Annual return

14.38%

+18.93 pp from 2022

Benchmarks

See 536 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants100-249

Cohort536 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.76M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$110K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

171

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.44M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$152

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
PAYCHEX, INC.4 years Filed as: PAYCHEX RETIREMENT SERVICES Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL · SOUTH ROCHESTER, NY 14625	Recordkeeping	$13,185
ESOP PARTNERS LLC1 year Filed as: ESOP PARTNERS, INC. Service code 15 · EIN 20-5396546 3601 E EVERGREEN DRIVE · APPLETON, WI 54913	Recordkeeping	$5,822

Plan features & details

Pension benefit codes2I2J2K2Q2H2O3I

Plan features

2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2I
Stock bonus
Stock bonus plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$19K

$144 / participant

Recordkeeping$18K95.7%
Contract admin$8154.3%

% of EOY assets

0.115%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PKF SAN DIEGO, LLP
Auditor EIN: 813391684
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$94,969

$57,752+64.4%

$112,273-15.4%

$71,511+32.8%

Participation rate

100.0%

58.8%+41.2pp

72.4%+27.6pp

67.9%+32.1pp

Annual return

14.38%

18.25%-3.9pp

30.23%-15.8pp

28.86%-14.5pp

Employer contribution / active EE

$4,545

$1,912+137.7%

$3,431+32.5%

$2,589+75.6%

Participant deferral / active EE

$5,132

$2,860+79.4%

$4,800+6.9%

$4,291+19.6%

Admin fee / account holder

$109

$1,586-93.1%

$7,752-98.6%

$1,588-93.1%

Provider

Service type

Compensation

PAYCHEX, INC.4 years

Filed as: PAYCHEX RETIREMENT SERVICES

Service code 15 · EIN 16-1124166

911 PANORAMA TRAIL · SOUTH ROCHESTER, NY 14625

Recordkeeping

$13,185

ESOP PARTNERS LLC1 year

Filed as: ESOP PARTNERS, INC.

Service code 15 · EIN 20-5396546

3601 E EVERGREEN DRIVE · APPLETON, WI 54913

Recordkeeping

$5,822

AG RX EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AG RX EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion