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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,311 | $93,598+136.4% | $135,974+62.8% | $75,173+194.4% |
| Participation rate | 97.6% | 75.2%+22.4pp | 81.9%+15.6pp | 67.2%+30.4pp |
| Annual return | 12.73% | 30.89%-18.2pp | 68.30%-55.6pp | 160.72%-148.0pp |
| Employer contribution / active EE | $5,616 | $3,538+58.7% | $4,859+15.6% | $2,671+110.3% |
| Participant deferral / active EE | $11,539 | $6,405+80.1% | $7,760+48.7% | $4,126+179.6% |
| Admin fee / account holder | $27,529 | $6,978+294.5% | $10,767+155.7% | $5,651+387.2% |