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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,425,239 | $106,008+1244.5% | $92,240+1445.1% | $147,586+865.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 16.69% | 50.05%-33.4pp | 176.29%-159.6pp | 578.59%-561.9pp |
| Employer contribution / active EE | $22,535 | $4,333+420.0% | $3,680+512.4% | $4,876+362.1% |
| Participant deferral / active EE | $21,000 | $4,478+368.9% | $3,897+438.9% | $5,439+286.1% |
| Admin fee / account holder | $8,961 | $6,333+41.5% | $5,194+72.5% | $10,886-17.7% |