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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,498 | $154,193-53.6% | $130,045-45.0% | $139,466-48.7% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.5%-18.5pp | 80.3%-20.3pp |
| Annual return | 12.19% | 32.51%-20.3pp | -137.30%+149.5pp | 373.66%-361.5pp |
| Employer contribution / active EE | $1,395 | $5,292-73.6% | $4,321-67.7% | $4,754-70.7% |
| Participant deferral / active EE | $4,312 | $6,709-35.7% | $5,820-25.9% | $6,712-35.8% |
| Admin fee / account holder | $18,612 | $13,989+33.0% | $10,600+75.6% | $11,409+63.1% |