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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,095 | $63,346-24.1% | $92,240-47.9% | $70,126-31.4% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 14.68% | 530.19%-515.5pp | 176.29%-161.6pp | 73.15%-58.5pp |
| Employer contribution / active EE | $1,686 | $2,471-31.8% | $3,680-54.2% | $2,343-28.0% |
| Participant deferral / active EE | $4,094 | $2,854+43.4% | $3,897+5.0% | $3,332+22.9% |
| Admin fee / account holder | $518 | $3,841-86.5% | $5,194-90.0% | $4,645-88.9% |