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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,642 | $165,381-8.3% | $149,730+1.3% | $158,966-4.6% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 6.53% | 348.29%-341.8pp | 276.70%-270.2pp | 302.95%-296.4pp |
| Employer contribution / active EE | $5,310 | $5,104+4.0% | $4,645+14.3% | $4,762+11.5% |
| Participant deferral / active EE | $8,257 | $7,182+15.0% | $6,843+20.7% | $5,983+38.0% |
| Admin fee / account holder | $2,646 | $10,809-75.5% | $9,310-71.6% | $11,250-76.5% |