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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,617 | $105,210+30.8% | $159,487-13.7% | $85,851+60.3% |
| Participation rate | 78.1% | 75.8%+2.3pp | 82.8%-4.7pp | 69.3%+8.8pp |
| Annual return | 10.12% | 45.08%-35.0pp | 263.71%-253.6pp | 318.63%-308.5pp |
| Employer contribution / active EE | $2,648 | $3,319-20.2% | $4,831-45.2% | $2,565+3.2% |
| Participant deferral / active EE | $10,919 | $5,946+83.6% | $7,354+48.5% | $3,952+176.3% |
| Admin fee / account holder | $32,070 | $6,934+362.5% | $10,804+196.8% | $6,261+412.2% |