Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,076 | $50,643-16.9% | $106,619-60.5% | $55,167-23.7% |
| Participation rate | 55.0% | 65.6%-10.6pp | 78.0%-23.0pp | 69.0%-14.0pp |
| Annual return | 8.62% | 7.02%+1.6pp | 9.42%-0.8pp | 169.23%-160.6pp |
| Employer contribution / active EE | $416 | $1,626-74.4% | $3,947-89.5% | $1,963-78.8% |
| Participant deferral / active EE | $2,300 | $2,208+4.2% | $3,930-41.5% | $3,054-24.7% |
| Admin fee / account holder | $2,891 | $488+492.5% | $6,418-55.0% | $504+473.7% |