Filed January 8, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,389 | $67,602+100.3% | $82,312+64.5% | $70,126+93.1% |
| Participation rate | 73.3% | 72.8%+0.6pp | 76.9%-3.6pp | 69.5%+3.8pp |
| Annual return | 12.47% | 21.57%-9.1pp | 25.88%-13.4pp | 73.15%-60.7pp |
| Employer contribution / active EE | $6,530 | $1,755+272.1% | $2,428+168.9% | $2,343+178.7% |
| Participant deferral / active EE | $3,747 | $2,987+25.4% | $3,706+1.1% | $3,332+12.4% |
| Admin fee / account holder | $62,591 | $4,512+1287.3% | $5,608+1016.2% | $4,645+1247.4% |