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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,404 | $176,105-33.3% | $159,474-26.4% | $167,536-29.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.06% | 331.91%-316.8pp | 263.68%-248.6pp | 478.82%-463.8pp |
| Employer contribution / active EE | $1,767 | $5,299-66.7% | $4,831-63.4% | $4,839-63.5% |
| Participant deferral / active EE | $8,992 | $7,751+16.0% | $7,353+22.3% | $6,342+41.8% |
| Admin fee / account holder | $859 | $12,559-93.2% | $10,802-92.0% | $12,315-93.0% |