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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,327 | $133,998-19.2% | $112,263-3.5% | $134,545-19.5% |
| Participation rate | 88.2% | 78.6%+9.7pp | 75.1%+13.2pp | 81.2%+7.0pp |
| Annual return | -22.46% | 47.17%-69.6pp | 27.49%-50.0pp | 418.37%-440.8pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $2,814 | $5,292-46.8% | $4,729-40.5% | $6,401-56.0% |
| Admin fee / account holder | $10,071 | $7,493+34.4% | $6,410+57.1% | $11,431-11.9% |