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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,799 | $209,422+62.7% | $178,503+90.9% | $158,982+114.4% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 9.52% | 188.81%-179.3pp | 151.12%-141.6pp | 302.99%-293.5pp |
| Employer contribution / active EE | $10,386 | $5,707+82.0% | $5,011+107.3% | $4,763+118.1% |
| Participant deferral / active EE | $4,588 | $5,955-23.0% | $5,202-11.8% | $5,983-23.3% |
| Admin fee / account holder | $774 | $17,079-95.5% | $13,987-94.5% | $11,252-93.1% |