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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $666 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $677,655 | $50,385+1244.9% | $75,501+797.5% | $62,293+987.8% |
| Participation rate | 0.0% | 67.7%-67.7pp | 72.4%-72.4pp | 69.5%-69.5pp |
| Annual return | 14.78% | 19.90%-5.1pp | 27.35%-12.6pp | 28.90%-14.1pp |
| Employer contribution / active EE | $2,747 | $1,537+78.7% | $2,352+16.8% | $2,042+34.5% |
| Participant deferral / active EE | $1,719 | $2,445-29.7% | $3,142-45.3% | $3,169-45.8% |
| Admin fee / account holder | $2,553 | $384+564.5% | $5,801-56.0% | $479+432.6% |