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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,885 | $138,075+84.6% | $123,552+106.3% | $135,379+88.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.52% | 153.70%-162.2pp | 119.20%-127.7pp | 519.79%-528.3pp |
| Employer contribution / active EE | $5,062 | $5,152-1.7% | $4,628+9.4% | $4,779+5.9% |
| Participant deferral / active EE | $4,632 | $6,800-31.9% | $6,426-27.9% | $5,609-17.4% |
| Admin fee / account holder | $1,697 | $10,917-84.5% | $9,285-81.7% | $10,828-84.3% |