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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,725 | $56,197+77.5% | $67,652+47.4% | $59,633+67.2% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -3.45% | 18508.10%-18511.6pp | 6625.40%-6628.8pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $6,929 | $1,615+329.1% | $2,266+205.8% | $2,203+214.6% |
| Participant deferral / active EE | $2,421 | $2,844-14.9% | $3,560-32.0% | $3,192-24.1% |
| Admin fee / account holder | $1,089 | $3,958-72.5% | $4,821-77.4% | $4,297-74.7% |