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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,170 | $177,156-23.7% | $147,027-8.1% | $154,746-12.7% |
| Participation rate | 50.0% | 79.4%-29.4pp | 73.7%-23.7pp | 80.7%-30.7pp |
| Annual return | 8.92% | 21.94%-13.0pp | 20.23%-11.3pp | 172.34%-163.4pp |
| Employer contribution / active EE | $1,727 | $4,336-60.2% | $3,626-52.4% | $4,379-60.6% |
| Participant deferral / active EE | $3,608 | $5,797-37.8% | $4,933-26.9% | $6,730-46.4% |
| Admin fee / account holder | $1 | $14,904-100.0% | $12,223-100.0% | $14,365-100.0% |