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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,390 | $129,959-6.6% | $104,301+16.4% | $134,532-9.8% |
| Participation rate | 77.8% | 79.5%-1.8pp | 73.3%+4.5pp | 81.2%-3.5pp |
| Annual return | -20.76% | 42.04%-62.8pp | 24.61%-45.4pp | 418.27%-439.0pp |
| Employer contribution / active EE | $2,088 | $4,185-50.1% | $3,373-38.1% | $4,741-56.0% |
| Participant deferral / active EE | $4,089 | $5,589-26.8% | $4,626-11.6% | $6,401-36.1% |
| Admin fee / account holder | $4,567 | $9,325-51.0% | $7,340-37.8% | $11,429-60.0% |