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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,172 | $118,496+259.7% | $98,461+332.8% | $139,466+205.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 7.14% | 18.96%-11.8pp | 21.17%-14.0pp | 373.66%-366.5pp |
| Employer contribution / active EE | $3,750 | $3,611+3.9% | $3,049+23.0% | $4,754-21.1% |
| Participant deferral / active EE | $17,442 | $5,393+223.4% | $4,738+268.1% | $6,712+159.9% |
| Admin fee / account holder | $1,622 | $14,056-88.5% | $8,961-81.9% | $11,409-85.8% |