Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,795 | $89,367-23.0% | $141,191-51.3% | $72,975-5.7% |
| Participation rate | 46.0% | 75.1%-29.1pp | 82.5%-36.4pp | 69.5%-23.5pp |
| Annual return | 16.66% | 111.87%-95.2pp | 71.41%-54.7pp | 81.01%-64.4pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,493 | $5,419-54.0% | $6,710-62.8% | $3,608-30.9% |
| Admin fee / account holder | $4,060 | $5,957-31.8% | $10,264-60.4% | $5,124-20.8% |