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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,451 | $118,488-70.9% | $98,462-65.0% | $139,487-75.3% |
| Participation rate | 44.4% | 77.5%-33.0pp | 75.2%-30.7pp | 80.3%-35.9pp |
| Annual return | 14.54% | 18.96%-4.4pp | 21.17%-6.6pp | 373.84%-359.3pp |
| Employer contribution / active EE | $798 | $3,611-77.9% | $3,049-73.8% | $4,755-83.2% |
| Participant deferral / active EE | $7,397 | $5,393+37.2% | $4,738+56.1% | $6,713+10.2% |
| Admin fee / account holder | $186 | $13,868-98.7% | $8,875-97.9% | $11,407-98.4% |