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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,440 | $138,114+16.2% | $125,391+28.0% | $134,545+19.2% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -24.37% | 750.88%-775.3pp | 572.41%-596.8pp | 418.37%-442.7pp |
| Employer contribution / active EE | $3,309 | $5,246-36.9% | $4,816-31.3% | $4,742-30.2% |
| Participant deferral / active EE | $8,107 | $7,801+3.9% | $7,448+8.8% | $6,401+26.6% |
| Admin fee / account holder | $426 | $11,570-96.3% | $10,009-95.7% | $11,431-96.3% |