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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,931 | $57,330+8.0% | $86,656-28.5% | $75,177-17.6% |
| Participation rate | 65.4% | 63.2%+2.2pp | 71.7%-6.3pp | 67.2%-1.8pp |
| Annual return | 17.76% | 2675.40%-2657.6pp | 593.09%-575.3pp | 160.75%-143.0pp |
| Employer contribution / active EE | $1,412 | $2,316-39.1% | $3,025-53.3% | $2,671-47.2% |
| Participant deferral / active EE | $2,895 | $3,320-12.8% | $4,439-34.8% | $4,126-29.8% |
| Admin fee / account holder | $8,665 | $4,115+110.6% | $5,619+54.2% | $5,651+53.3% |