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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,215 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,914 | $58,888+17.0% | $178,499-61.4% | $73,493-6.2% |
| Participation rate | 33.9% | 66.2%-32.4pp | 81.9%-48.1pp | 70.7%-36.8pp |
| Annual return | 10.97% | 24.86%-13.9pp | 151.10%-140.1pp | 28.51%-17.5pp |
| Employer contribution / active EE | $736 | $2,236-67.1% | $5,011-85.3% | $2,270-67.6% |
| Participant deferral / active EE | $1,617 | $2,568-37.0% | $5,202-68.9% | $3,740-56.8% |
| Admin fee / account holder | $12 | $400-97.0% | $13,986-99.9% | $513-97.7% |