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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,122 | $157,276+55.2% | $141,177+72.9% | $152,885+59.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.92% | 64.33%-43.4pp | 71.40%-50.5pp | 345.39%-324.5pp |
| Employer contribution / active EE | $3,405 | $5,262-35.3% | $4,736-28.1% | $4,763-28.5% |
| Participant deferral / active EE | $14,092 | $7,110+98.2% | $6,710+110.0% | $5,851+140.9% |
| Admin fee / account holder | $1,225 | $12,123-89.9% | $10,263-88.1% | $11,598-89.4% |