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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,956 | $160,070+212.3% | $147,117+239.8% | $145,897+242.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.24% | 98.69%-84.4pp | 420.54%-406.3pp | 552.29%-538.0pp |
| Employer contribution / active EE | $15,221 | $5,285+188.0% | $4,932+208.6% | $4,663+226.4% |
| Participant deferral / active EE | $12,650 | $8,419+50.2% | $8,065+56.9% | $6,689+89.1% |
| Admin fee / account holder | $4,774 | $15,035-68.2% | $12,993-63.3% | $13,390-64.3% |